How it Works
WE
work work within the law to "The Letter of the
Law".
Correct
Credit Reports are your Right!
We have found
that through the years… Consistently
good service and continually accomplishing exactly what we say we
can do will be proven to you as well, if you choose to use our
service.
The entire
process is complex and time consuming.
Dedicating the right people with proper focused efforts and
fortitude will defiantly pay off for you by reflecting corrected and
favorable credit scores and reports.
Getting you on the right track and opening your credit
responsibility back in your hand where it belongs is our goal.
We want you to have a Fresh Start and only see you this once
as a client. We also do
look forward to your letters of good credit responsibility,
continued consistency, and your personal esteem growth.
Now onto how
this whole process works:
Our experience
as fortuned us with the growth that actually molded the process that
we use today. Through
seemingly un-relentless perseverance, we have formulated the
procedures that have been completely successful by pushing the
limits of “The Letter of the Law”.
Step 1: Your credit
reports.
You
begin each cycle by forwarding to us copies of your credit reports
from all three of the major credit bureaus. Keep in mind that the
credit bureaus will only correspond directly with you, not a law
firm or a credit correction agency. Without receiving these updated
reports we will have no way of knowing which items were removed
successfully or not. Updated reports should be mailed via the United
States Post Office or hand delivered (if possible) to our office,
not faxed or emailed
Step 2: Choose what you
wish to dispute.
Once
your credit reports are received our staff enters the information
into our database. Using our service you can choose which items you
wish to dispute from bad credit, incorrect credit information, high
debt-to-income ratios of good credit, to judgments and so on.
We organize all of the efforts including directing you with
the information and pointing you in the proper direction as and when
needed. We will be
working as team with us
at the credit correction helm.
Step 3: Working on the
Credit Correction process.
We
begin at the dispute process by drawing upon the credit report
repair strategies and experience to challenge all negative items
directly to the desired credit bureaus. Depending on the number of
negative items on your credit reports this step will be repeated for
each subsequent response through this cycle.
Our Target is 3 months to complete your Credit Correction
process and there is no extra charge for longer periods of time if
needed. Please remember
that we only charge a flat fee and all items are included in our
Credit Correction processing fee.
Step 4: Understanding the
process and delivering updated credit reports.
The
credit bureaus have only 30 days to investigate your dispute and act
on or respond to. After that, they must inform you of the results of
their investigation, update your credit report and send you a copy
of the updated report. It usually takes 30 to 45 days between the
day we send a dispute and you receive an updated report. When you
receive a response from a bureau, make a copy of the updated report
for your records then send the original to us for further Credit
Correction refinements and to move your case forward properly. Your
goals will soon be realized.
We hope this helps clear up some of those areas within your mind
regarding the process of your Credit Correction. We always encourage
you to call us with specific questions if you have them or want to.
Please remember that this is a process and patience is
appreciated, we know that you are eager to get your Credit
Corrections cleared up. Your
credit has taken a lifetime to get to here and we will correct your
credit as soon as we possibly can.
The credit agencies are not on our “Credit Correction”
sides. The banks and
agencies that use the credit bureau’s services as excuses for
higher rates enjoy making more money from those higher percentages
of interest from you.
WE want you to get
exactly what you want, including Getting your Credit Life Back.
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